The Ghost of Olympia
A missing weather official, presumed drowned for months, returns home to find his wife has already collected on his life insurance policy.
Edward B. Olney, formerly director of the weather service in the state of Washington and United States forecast official at Olympia, who disappeared mysteriously from that city in September and was given up for dead, is now in San Francisco and well. His disappearance was so complete that his wife, supposing him dead, applied to the Union Mutual Life Insurance Company, of Portland, Maine, presented her proofs of his death, and received a settlement on his policy of $3,000. Four weeks ago, Mrs. Olney was surprised beyond measure on receiving a letter from her husband, whom she had mourned as dead. He was living with his mother at Hammonton, N.J. A few days later, Olney joined his wife in this city. They are united again, and Mrs. Olney is again in communication with the life insurance company, this time with regard to making restitution of the money which she had collected. After Olney's strange disappearance, his coat and hat were found in a boat drifting in Olympia harbor and it was generally believed that he had been drowned. Olney now claims that after getting his boat from the boathouse at the head of Olympia bay, he met with an accident in passing under a drawbridge. A little steamer crowded him against the piling, and in some manner he was struck upon the head. All became dark to him. The next he remembers he was wandering in Tacoma, where he picked up a newspaper and read of his strange disappearance and the finding of the boat. So mortified was he that he decided to go away.
“His disappearance was so complete that his wife, supposing him dead, applied to the Union Mutual Life Insurance Company... and received a settlement on his policy.”
Insurance fraud remains a modern civic headache, but stories like Olney's capture the Victorian penchant for disappearing and reappearing to escape personal shame. It serves as a reminder of how difficult it was to verify identities or deaths in a time before centralized digital records.
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